437 Ocala Street SW, Palm Bay, FL 32908 (MLS# 1075590)

437 Ocala Street SW, Palm Bay, FL 32908

$399,900

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,411 Lot Size (sq. ft.): 10,019 Status: Active

Current Price: $399,900 List Date: 4/24/2026 Last Modified: 10/19/2026

Overview

Description

This Harmony floor plan brings together bold design & effortless comfort in a setting surrounded by Florida's natural beauty. Palm Bay is positioned along the Indian River & approximately 15 minutes from the Atlantic Ocean, placing boating, fishing, & scenic trails within easy reach. Enjoy 29 city parks, golf courses, & an aquatic center, all just over an hour from Orlando. A covered front porch sets the stage for a memorable entrance, leading into a striking foyer with 9'4'' ceilings and refined crown molding. Just off the entry, a den framed by French glass doors creates the perfect flex space for a home office or quiet retreat. The kitchen anchors the home with granite countertops, stainless steel appliances, a spacious island, & a walk-in pantry, all flowing seamlessly into the dining area. The great room opens wide for gatherings or relaxed evenings at home. Step outside to the screened-in lanai & enjoy a true extension of the living space year-round.

Supplements: The primary suite stands out with a tray ceiling, an oversized walk-in closet, and a spa-inspired bath featuring a tiled shower and separate soaking tub. A private guest bedroom with its own ensuite bath adds comfort, while two additional bedrooms are thoughtfully positioned for privacy. Elevated finishes carry throughout, including crown molding, ... (Read more)

Listing Details MLS# 1075590

General Property Information

Bedrooms Total: 4
Bathrooms Total: 3
Bathrooms Full: 3
Living Area: 2471
Living Area Source: Builder
Building Area Total: 3411
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-12-30
Year Built: 2026
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Lot Size Acres: 0.23
Lot Size Square Feet: 10019
Association YN: No
CDD Fee YN: No
Community Fee(s) YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Direction Faces: South
Senior Community YN: No
Pool Private YN: No
List Price/SqFt: 161.84
Bathrooms Half: 0

Property Features

Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave Architectural Style: Ranch Construction Materials: Block; Stucco Cooling: Central Air; Electric Current Use: Residential Exterior Features: Storm Shutters Flooring: Carpet; Tile Heating: Central; Electric Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Entrance Foyer; Guest Suite; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Home; Smart Thermostat; Walk-In Closet(s) Levels: One Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Other Parking Features: Attached; Garage; Garage Door Opener Patio And Porch Features: Covered; Front Porch; Patio; Screened Possession: Close Of Escrow Property Condition: Under Construction Roof: Shingle Security Features: Smoke Detector(s); Other Sewer: Aerobic Septic Showing Requirements: Appointment Only; Showing Service; Other Smart Home Features: Programmable Thermostat; Smoke Detector Special Listing Conditions: Standard Utilities: Cable Available Water Source: Public Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Den; Dining Room; Great Room; Kitchen; Primary Bedroom

Contract Information

Original List Price: 419900
Listing Contract Date: 2026-04-23
Property Sub Type: Single Family Residence
Comp Sale YN: No

Location Tax and Legal

Street Number: 437
Street Name: Ocala
Street Suffix: Street
Street Direction Suffix: SW
County: Brevard
State: FL
Postal Code: 32908
MLS Area Major: 345 - SW Palm Bay
Subdivision Name: Port Malabar Unit 31

Remarks and Miscellaneous

Public Remarks: This Harmony floor plan brings together bold design & effortless comfort in a setting surrounded by Florida's natural beauty. Palm Bay is positioned along the Indian River & approximately 15 minutes from the Atlantic Ocean, placing boating, fishing, & scenic trails within easy reach. Enjoy 29 city parks, golf courses, & an aquatic center, all just over an hour from Orlando. A covered front porch sets the stage for a memorable entrance, leading into a striking foyer with 9'4'' ceilings and refined crown molding. Just off the entry, a den framed by French glass doors creates the perfect flex space for a home office or quiet retreat. The kitchen anchors the home with granite countertops, stainless steel appliances, a spacious island, & a walk-in pantry, all flowing seamlessly into the dining area. The great room opens wide for gatherings or relaxed evenings at home. Step outside to the screened-in lanai & enjoy a true extension of the living space year-round.

Status Change Information

Major Change Timestamp: 2026-10-19T22:46:45Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-19T22:46:45Z
Status Change Timestamp: 2026-04-24

More Information

DPR Eligible

DPR Eligible: Yes

Legal Details

Permission Granted to Advertise: Yes
Plat Book #: 17
Plat Book Page: 22

Smart Home Features

Other: Ring doorbell & Deako switches
Programmable Thermostat: Yes
Smoke Detector: Yes

Room Types

Bedroom 2 Level: First
Bedroom 3 Level: First
Bedroom 4 Level: First
Den Level: First
Dining Room Level: First
Great Room Level: First
Kitchen Level: First
Primary Bedroom Level: First
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Den: Yes
Dining Room: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Location, Tax, and Legal

Tax Account: 2913044
Parcel Number: 29-36-25-jp-01501.0-0016.00
General County Location: South
Elementary School: Westside
Middle School: Southwest
High School: Bayside
Tax Annual Amount: 434.85
Tax Year: 2025
Tax Legal Description: PORT MALABAR UNIT 31 LOT 16 BLK 1501
Directions: From I-95 S, take exit 173 for Malabar Rd and head west. Turn left onto Jupiter Blvd SE, then continue as it becomes Degroodt Rd SW. Turn right onto Fitchburg St SW and continue for 0.4 miles, then turn left onto Ocala St. The destination will be on your right.

Appliances

Dishwasher: Yes
Disposal: Yes
Electric Range: Yes
Electric Water Heater: Yes
Microwave: Yes

Architectural Style

Ranch: Yes

Construction Materials

Block: Yes
Stucco: Yes

Cooling

Central Air: Yes
Electric: Yes

Current Use

Residential: Yes

Exterior Features

Storm Shutters: Yes

Flooring

Carpet: Yes
Tile: Yes

Heating

Central: Yes
Electric: Yes

Interior Features

Breakfast Bar: Yes
Breakfast Nook: Yes
Eat-in Kitchen: Yes
Entrance Foyer: Yes
Guest Suite: Yes
Kitchen Island: Yes
Open Floorplan: Yes
Pantry: Yes
Primary Bathroom -Tub with Separate Shower: Yes
Primary Downstairs: Yes
Smart Home: Yes
Smart Thermostat: Yes
Walk-In Closet(s): Yes

Levels

One: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Lot Features

Other: Yes

Parking Features

Attached: Yes
Garage: Yes
Garage Door Opener: Yes

Patio And Porch Features

Covered: Yes
Front Porch: Yes
Patio: Yes
Screened: Yes

Possession

Close Of Escrow: Yes

Roof

Shingle: Yes

Security Features

Smoke Detector(s): Yes
Other: Yes

Sewer

Aerobic Septic: Yes

Special Listing Conditions

Standard: Yes

Utilities

Cable Available: Yes

Water Source

Public: Yes

Showing Requirements

Appointment Only: Yes
Showing Service: Yes
Other: Yes

Property Condition

Under Construction: Yes

Room Information

Primary Bedroom Level: First Length: 16.00 Length: 16.00 Width: 14.00 Width: 14.00 Remarks: Tray ceiling, walk-in closet, cordless blinds, carpet flooring, ensuite w/walk-in tile shower, dual vanity Bedroom 2 Level: First Length: 11.00 Length: 11.00 Width: 11.00 Width: 11.00 Remarks: Guest bedroom w/ensuite bath, walk-in closet, carpet flooring Bedroom 3 Level: First Length: 11.00 Length: 11.00 Width: 12.00 Width: 12.00 Remarks: Built-in closet, cordless blinds, carpet flooring Bedroom 4 Level: First Length: 12.00 Length: 12.00 Width: 10.00 Width: 10.00 Remarks: Built-in closet, cordless blinds, carpet flooring Kitchen Level: First Length: 10.00 Length: 10.00 Width: 15.00 Width: 15.00 Remarks: Granite countertops, island, walk-in pantry, ceramic tile flooring Dining Room Level: First Length: 12.00 Length: 12.00 Width: 8.00 Width: 8.00 Remarks: Ceramic tile flooring Great Room Level: First Length: 17.00 Length: 17.00 Width: 32.00 Width: 32.00 Remarks: Open concept, ceramic tile flooring, access to the screened lanai Den Level: First Length: 12.00 Length: 12.00 Width: 12.00 Width: 12.00 Remarks: Den w/French double glass doors, ceramic tile flooring

Listing Office: New Home Star Florida LLC

Last Updated: October - 19 - 2026

Information is deemed to be reliable, but is not guaranteed.