540 Vermont Street NE, Palm Bay, FL 32907

$428,500
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,831 Lot Size (sq. ft.): 16,117 Status: Active
Current Price: $428,500 List Date: 8/21/2026 Last Modified: 10/06/2026

Overview

Description

**Sellers are offering a 5k interest rate buydown with an acceptable offer** Discover a home where thoughtful updates, distinctive character, and everyday functionality come together on a spacious .37-acre lot. This residence has been carefully improved over the years with upgrades designed for both comfort and longevity. The home's thoughtful layout begins at the front entry, where the formal living/sitting room is to the right, featuring a fireplace with custom casing and dramatic vaulted ceilings extending toward the second floor. To the left is a versatile library/flex room. Continue down the main hallway, and the updated kitchen opens to the left, while the dining room is positioned to the right and connects back to the front sitting area through a conveniently tucked-away, fully functional wet bar.

Supplements: From the dining area, the home opens in multiple directions into the main living space, creating an easy flow between the living room, kitchen, dining area, and Florida room. The heart of the home is the beautifully updated kitchen, featuring custom cherry cabinetry, stainless steel appliances, and truly unique recycled glass countertops an eye-cat ...

Listing Details MLS# 1085604

General Property Information

Bedrooms Total
3
Bathrooms Total
2
Bathrooms Full
2
Living Area
2093
Living Area Source
Public Records
Building Area Total
2831
Accessibility Features YN
No
New Construction YN
No
Year Built
1985
Garage YN
Yes
Garage Spaces
2
Lot Size Acres
0.37
Association YN
No
CDD Fee YN
No
Community Fee(s) YN
No
Waterfront YN
No
Furnished
Partially
Stories
2
Entry Level
Yes
Direction Faces
North
Senior Community YN
No
Pool Private YN
No
List Price/SqFt
204.73
Bathrooms Half
0
Lot Size Square Feet
16117
Carport YN
No

Property Features

Appliances: Dishwasher; Double Oven; Dryer; Electric Oven; Electric Range; Microwave; Refrigerator; Solar Hot Water; Washer Architectural Style: Ranch; Traditional; Other Construction Materials: Frame; Stucco Cooling: Central Air; Electric; Split System Current Use: Single Family Flooring: Tile; Wood Green Energy Efficient: Water Heater; Windows Heating: Central; Zoned Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Open Floorplan; Pantry; Skylight(s); Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s); Wet Bar Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Sprinklers In Front; Sprinklers In Rear Other Structures: Shed(s) Parking Features: Additional Parking; Garage; Garage Door Opener Patio And Porch Features: Glass Enclosed Possession: Close Of Escrow Property Condition: Updated/Remodeled Road Frontage Type: City Street; Private Road Road Surface Type: Asphalt; Paved Roof: Metal Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Sewer: Septic Tank Showing Requirements: Appointment Only; Showing Service Smart Home Features: Programmable Thermostat Special Listing Conditions: Standard Utilities: Cable Available; Cable Connected; Electricity Connected; Water Connected Water Source: Public Showing Considerations: Occupied Room Types: Bathroom 2; Bathroom 3; Den; Family Room; Florida Room; Kitchen; Laundry; Primary Bedroom; Other Room

Contract Information

OriginalListPrice
435000
Listing Contract Date
2026-08-21
Property Sub Type
Single Family Residence

Location Tax and Legal

Street Number
540
Street Name
Vermont
Street Suffix
Street
Street Direction Suffix
NE
County
Brevard
State
FL
Postal Code
32907
MLS Area Major
340 - NE Palm Bay
Subdivision Name
Port Malabar Unit 45

Remarks and Miscellaneous

Public Remarks
**Sellers are offering a 5k interest rate buydown with an acceptable offer** Discover a home where thoughtful updates, distinctive character, and everyday functionality come together on a spacious .37-acre lot. This residence has been carefully improved over the years with upgrades designed for both comfort and longevity. The home's thoughtful layout begins at the front entry, where the formal living/sitting room is to the right, featuring a fireplace with custom casing and dramatic vaulted ceilings extending toward the second floor. To the left is a versatile library/flex room. Continue down the main hallway, and the updated kitchen opens to the left, while the dining room is positioned to the right and connects back to the front sitting area through a conveniently tucked-away, fully functional wet bar.

Status Change Information

Major Change Timestamp
2026-10-06T18:46:02Z
Major Change Type
Price Reduced
Price Change Timestamp
2026-10-06T18:46:02Z
StatusChangeDate
2026-08-21

More Information

DPR Eligible

DPR Eligible
Yes

Fireplace Features

Fireplaces Total
Yes

Green Energy

Ownership
Seller Owned
Type
Solar

Legal Details

Permission Granted to Advertise
Yes

Room Types

Bathroom 2 Level
Main
Bathroom 3 Level
Main
Den Level
Main
Family Room Level
Main
Florida Room Level
Main
Kitchen Level
Main
Laundry Level
Main
Primary Bedroom Level
Second
Other Room Level
Main
Bathroom 2
Yes
Bathroom 3
Yes
Den
Yes
Family Room
Yes
Florida Room
Yes
Kitchen
Yes
Laundry
Yes
Primary Bedroom
Yes
Other Room
Yes

Currently Not Used

Homestead YN
Yes

Location, Tax, and Legal

Tax Account
2838628
Parcel Number
28-37-30-Kp-02376.0-0003.00
General County Location
South
Elementary School
Lockmar
Middle School
Central
High School
Palm Bay
Tax Annual Amount
1484.37
Tax Year
2025
Tax Legal Description
PORT MALABAR UNIT 45 LOT 3 BLK 2376
Zoning Description
Single Family
Directions
From Emerson heading South ,Turn left onto Pepper St NE, Then Turn right onto Peach Ave NE, Then Turn left onto Vermont St NE. The home will be on your right hand side.

Appliances

Dishwasher
Yes
Double Oven
Yes
Dryer
Yes
Electric Oven
Yes
Electric Range
Yes
Microwave
Yes
Refrigerator
Yes
Solar Hot Water
Yes
Washer
Yes

Architectural Style

Ranch
Yes
Traditional
Yes
Other
Yes

Construction Materials

Frame
Yes
Stucco
Yes

Cooling

Central Air
Yes
Electric
Yes
Split System
Yes

Current Use

Single Family
Yes

Flooring

Luxury Vinyl
Yes
Tile
Yes
Wood
Yes

Green Energy Efficient

Water Heater
Yes
Windows
Yes

Heating

Central
Yes
Zoned
Yes

Interior Features

Breakfast Bar
Yes
Built-in Features
Yes
Ceiling Fan(s)
Yes
Eat-in Kitchen
Yes
Entrance Foyer
Yes
Open Floorplan
Yes
Pantry
Yes
Skylight(s)
Yes
Smart Thermostat
Yes
Split Bedrooms
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet(s)
Yes
Wet Bar
Yes

Laundry Features

Electric Dryer Hookup
Yes
In Unit
Yes
Washer Hookup
Yes

Listing Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA Loan
Yes

Lot Features

Sprinklers In Front
Yes
Sprinklers In Rear
Yes

Other Structures

Shed(s)
Yes

Parking Features

Additional Parking
Yes
Garage
Yes
Garage Door Opener
Yes

Patio And Porch Features

Glass Enclosed
Yes

Possession

Close Of Escrow
Yes

Road Frontage Type

City Street
Yes
Private Road
Yes

Road Surface Type

Asphalt
Yes
Paved
Yes

Roof

Metal
Yes

Security Features

Carbon Monoxide Detector(s)
Yes
Smoke Detector(s)
Yes

Sewer

Septic Tank
Yes

Special Listing Conditions

Standard
Yes

Utilities

Cable Available
Yes
Cable Connected
Yes
Electricity Connected
Yes
Water Connected
Yes

Water Source

Public
Yes

Showing Requirements

Appointment Only
Yes
Showing Service
Yes

Showing Considerations

Occupied
Yes

Smart Home Features

Programmable Thermostat
Yes

Property Condition

Updated/Remodeled
Yes

Room Information

Bathroom 2 Level: Main Length: 11.60 Length: 11.60 Width: 11.20 Width: 11.20 Remarks: Agent to Verify Bathroom 3 Level: Main Length: 11.60 Length: 11.60 Width: 12.20 Width: 12.20 Remarks: Agent to Verify Primary Bedroom Level: Second Remarks: Agent to Verify Other Level: Main Length: 22.00 Length: 22.00 Width: 21.00 Width: 21.00 Remarks: Garage Family Room Level: Main Den Level: Main Laundry Level: Main Kitchen Level: Main Florida Room Level: Main
Listing Office: Jenkins & Jenkins Real Estate
Last Updated: October - 06 - 2026
Information is deemed to be reliable, but is not guaranteed.